Do you qualify for a habitat home?

There are three main qualifications that individuals and families must meet in order to be eligible to become a Habitat Charlotte homeowner.

Need for Housing 

• Simply having the desire for homeownership
• Living in overcrowded housing
• Living in substandard housing
• Being a resident of public housing
• Being unable to secure adequate housing through the private market

Ability to Pay

• Individuals and families must fall within a certain income range                                Click here to see if your income falls within the guidelines.
• Applicants must meet certain debt and credit requirements in three categories:           Delinquent debt, Outstanding debt and Medical debt
• If applicants have declared bankruptcy they must wait two years after being discharged and establishing good credit to apply for a Habitat house

Willingness to Partner

• Applicants must be willing to perform at least 250 sweat equity (volunteer) hours
• Must have lived or worked in Charlotte or Pineville for the last year
• Having a commitment to a drug free community

Become a Homeowner!

To learn about more about our homeownership opportunity, please refer to the calendar of events or give us a call at (704) 716-7065.