Habitat Charlotte builds affordable homes for low-income families who currently live in inadequate housing and who want to own their own home.

Habitat Charlotte builds houses along with families who demonstrate a need for housing, the ability to pay a no-interest monthly mortgage, and also a willingness to partner with Habitat Charlotte. All applicants are required to provide employer references and allow rental verification and background checks to be processed. Once their application is approved, a family must work 250 hours of “sweat equity” and also attend classes designed to prepare them for homeownership.

Once sweaty equity hours and the house is complete, applicants are considered official Habitat homeowners and they begin making full and timely payments on their interest-free mortgage.

If you are interested in becoming a homeowner, we are currently accepting applications. To learn more about our homeownership opportunity, please call us at 704.716.7065.