Habitat Charlotte's mortgage recycling program is a unique economic model designed to promote financial self-sufficiency. Through the support of volunteer construction crews, Habitat is able to offer families zero interest, no-profit mortgages that homeowners pay off over the course of 15 to 30 years. During the life of the mortgage, each monthly payment is recycled into the operating budget to help finance future homes.

Our ReStores continue to provide a sustainable source of revenue for our mission. The ReStores have funded more than 65 homes to date and this past fiscal year their bottom-line revenues exceeded $1,000,000 for the first time in history. Please keep the ReStore in mind for donations and purchases of "gently used" home furnishings and home remodeling items. Call 704.392.4495 for more information.

For the last six years, Habitat Charlotte has been given a coveted 4-Star Rating by Charity Navigator for our corporate and fiscal responsibility and management. Charity Navigator ranks every U.S. non-profit based upon their commitment to project funding and limited administrative cost. Last year $.93 of every dollar Habitat Charlotte received went to support our mission and programs.